ETORO LAUNCHES PAID SUBSCRIPTION: WITH A DEBIT CARD AND CASHBACK PAID IN SHARES IS IT WORTH JOINING?
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Etoro has launched a subscription service that gives you access to features previously only available to those with a balance of $25,000 or more.
The Etoro Club subscription costs £4.99 a month or £49.99 a year and grants investors a shortcut to premium investing tools, financial perks and dedicated support.
These used to be locked behind the Platinum level of the Etoro Club, a tiered membership based on your overall balance with the platform.
Subscribers will get an Etoro debit card, which gives you 4 per cent of your spending back as stocks – a unique version of cashback that could be very lucrative.
You’ll also get both digital and human support, with unlimited access to Etoro’s AI analysis tool, plus a dedicated account manager to answer your questions.
Whether these features are worth the price of admission depends on how much you think you’ll get out of them. But with 4 per cent 'stock back' the subscription could end up paying for itself – read our quick review below.
> Open an account with Etoro and subscribe to Etoro Club*
How much would you need to spend to make an Etoro subscription worth it?
Etoro’s 4 per cent stock back deal is an enticing prospect for investors, who would only need to spend £125 a month using their Etoro debit card to claw back the monthly £4.99 subscription cost in the form of investments.
However, those investments could then go up or down.
The total amount you can get back in stocks each month is £1,500 – this is unusually high when compared with other deals, and most won’t come close to earning this much.
You’d have to spend £37,500 monthly using your Etoro card to hit that limit, though, effectively uncapping your potential earnings.
You can only get 4 per cent back in one UK stock of your choice, which varies based on popularity – but the current list includes AstraZeneca, Lloyds, and Rolls-Royce.
There’s nothing stopping you from selling it when it’s awarded and diverting the proceeds elsewhere.
However, if you want to take advantage of stock back, act fast – the deal is currently set to close at the end of January.
You'd need to earn £60 in stocks to claw back the cost of an annual subscription when paying monthly, which equates to spending £1,500 before the deal ends.
The subscription will also discount your conversion fees.
> Join the Etoro club and get stock back*
How does Etoro compare with other platforms?
Etoro is a low-cost platform with a dizzying array of features, including social trading – which lets you follow and copy other investors – and access to cryptocurrencies.
Both novice investors and experienced ones should find plenty to like about the platform.
You can trade more than 7,000 assets with no commission to pay. However, it can be confusing to work out which fees apply and when – for example many are listed in US dollars, and currency conversion fees apply in several different scenarios.
Etoro* also doesn’t have its own stocks and shares Isa. Instead, it offers one in partnership with wealth manager Moneyfarm and the do-it-yourself option has a more limited range of investments available when compared with other investment platforms.
Etoro is also currently offering a 4.65 per cent cash Isa*, which includes a 12-month boost for new customers.
You can read more about our view of Etoro and other investment platforms in our full round-up of the best investing platforms.
We also have a guide to the best stocks and shares Isas for a rundown of the top providers that offer one.
Etoro also offers CFD (contract for difference) trading, which involves complex instruments and is very risky. We believe these are best avoided - Etoro says 46 per cent of investors trading CFDs on the platform lose money.
2025-12-04T12:05:15Z