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As a first-time homebuyer, how much money do you really need for closing costs?

Buying a home comes down to more than just the downpayment and the mortgage costs. Here's what to know about closing fees and and rebates available to first-time homebuyers.


Interest rate sensitive shares lift TSX ahead of BoC decision

By Fergal Smith (Reuters) -Canada's main stock index rose on Monday, with the real estate and utilities sectors leading a broad-based rally ahead of an expected interest rate cut this week by the Bank of Canada. The S&P/TSX composite index ended up 182.26 points, or 0.8%, at 22,872.65, moving back in reach of the record closing high it touched last Tuesday at 22,995.39. "Expectations seem to be


Good News for Small Creators...

In this video, Sean goes over the YouTube algorithm update and shares 4 tips for small creators. 🔥 Get a 30-Day trial of vidIQ's Boost plan for just $1 here: 👉 http://vidiq.com/think ⭐️Check out our FREE CLASS on 3 Secrets for Growing Your YouTube Channel in 2024 here!: http://ThinkMasterclass.com This video is sponsored by @vidIQ. Some product links are affiliate links which means if you buy something we'll receive a small commission. =========================== Connect with us! ============================= Tik Tok: ➡︎ https://www.tiktok.com/@thinkmediaofficial/ IG: ➡︎ https://www.instagram.com/officialthinkmedia/ =========================== Subscribe and Listen to the Think Media Podcast HERE:📱 =========================== ➡︎YT: @@ThinkMediaPodcast ➡︎Apple: https://apple.co/2F3tmIS ➡︎Spotify: https://spoti.fi/36qevE8 ⏰ Timecodes ⏰ 0:00 Massive growth for Small Channels 3:40 Tip 1 4:20 Tip 2 6:20 Tip 3 14:18 Tip 4 22:49 Free Class =========================== Here are the ways to work with us here at Think Media: =========================== ⚡️FREE CLASS: Watch our FREE YouTube class here: ➡︎ http://ThinkMasterclass.com ⚡️BOOK: Check out the #1 best-selling book YouTube Secrets here: ➡︎ https://amzn.to/3FB9kVW ⚡️For Support inquires, or Business inquiries, please go to ➡︎ http://ThinkMediaSupport.com ⚡️Join our YouTube Course & Community TODAY with this special limited-time bundle at: http://joinvra.com =========================== Connect with Sean Cannell on Social Media: =========================== ➡︎https://www.linkedin.com/in/seancannell/ ➡︎https://twitter.com/seancannell ➡︎https://instagram.com/seancannell =========================== What We Use For Music: =========================== 🔥 Get a 7-day free trial for new personal and commercial plan here! ➡️ http://thinkmediasounds.com =========================== In-Depth Channel Analytics and Ideas =========================== Get a 30-Day trial of vidIQ's Boost plan for just $1 here: 👉 http://vidiq.com/think =========================== #thinkmedia #seancannell #youtubetips Our mission here at Think Media is to help purpose-driven entrepreneurs go full-time doing what they love and making an impact through the power of video. Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Think Media and Think Media Podcast YouTube channels. https://www.seancannell.com/youtube-disclaimer


Learn 10 Money-related Words in English

https://bit.ly/47Ljxdl Click here to download your Free 2000 English Words for everyday life eBook! ↓Check how below↓ Step 1: Go to https://bit.ly/47Ljxdl Step 2: Sign up for a Free Lifetime Account - No money, No credit card required Step 3: Download your free ebook to start speaking English the fast, fun and easy way! In this series, we teach you English words and expressions for everyday life that you must know if you're a an absolute beginner. This is THE place to start if you want to learn English, and improve both your listening and speaking skills. Get started with English language now! https://bit.ly/47Ljxdl Follow us here: ■ Facebook: https://www.facebook.com/EnglishClass101 ■ Instagram: https://www.instagram.com/wwwenglishclass101com Also, please LIKE, SHARE and COMMENT on our videos! We really appreciate it. Thanks! #Vocabulary #English #LearnEnglish #EnglishLanguage #EnglishClass101


'Make a day out of it': How to save money on cross-border shopping

For Richard Khairov, a shopping trip to the U.S. is a short drive — two hours or less — from his home in Richmond Hill, Ont., just north of Toronto.


Lecture 24: IS-LM and Expectations

MIT 14.02 Principles of Macroeconomics, Spring 2023 Instructor: Ricardo J. Caballero View the complete course: https://ocw.mit.edu/courses/14-02-principles-of-macroeconomics-spring-2023/ YouTube Playlist: https://www.youtube.com/playlist?list=PLUl4u3cNGP62EXoZ4B3_Ob7lRRwpGQxkb Prof. Caballero explains how expectations about future conditions play a big role in the decisions of all economic actors. The basic IS-LM model overweights the present. License: Creative Commons BY-NC-SA More information at https://ocw.mit.edu/terms More courses at https://ocw.mit.edu Support OCW at http://ow.ly/a1If50zVRlQ We encourage constructive comments and discussion on OCW’s YouTube and other social media channels. Personal attacks, hate speech, trolling, and inappropriate comments are not allowed and may be removed. More details at https://ocw.mit.edu/comments.


Homeowners, realtors should take steps to protect against title fraud: experts

It's been years since you finished paying off your mortgage, so the letter in the mail from a bank saying you're in default and now owe money comes as a shock. Not only did you not take out another mortgage on your property, you've never even dealt with that bank before. Yet the documents you're presented with say otherwise. At this point, you real...


How To Mine $1,200 Worth Of Gold With Limited Equipment | America's Backyard Gold

Subscribe to Discovery UK for more great clips: https://bit.ly/3wjYPAU Dave Turin meets a gold miner in the Black Hills of South Dakota who uses cheap materials and 'Mother Nature' to find up to $1,200 worth of gold annually. #AmericasBackyardGold #DiscoveryUK 🇬🇧 Catch full episodes of your favourite Discovery Channel shows on discovery+: https://bit.ly/41DFZTB From Season 1 Episode 5. Follow Discovery UK on Twitter: http://www.twitter.com/DiscoveryUK


Cryptoverse: Like a bond with no yield? Investors split on ether ETFs

By Gertrude Chavez-Dreyfuss (Reuters) - It may take a little more time for ether to edge out of bitcoin's shadow. Investors are more cautious and divided ahead of the U.S. launch of exchange-traded funds tied to ether's spot price on Tuesday, presenting a contrast to the general euphoria that preceded the arrival of ETFs linked to bitcoin. "It will be less of an event than people are making it


Air Canada cuts 2024 core profit forecast as over-capacity impacts prices

(Reuters) -Air Canada cut its full-year core profit forecast on Monday, as over-capacity in certain markets and competition on international routes impacted its pricing power, sending its shares down nearly 4% in morning trade. A rush among carriers to cash in on summer travel demand has forced airlines to offer discounts on tickets to fill their planes. The updated forecast reflects the lower


What's the most expensive home you could afford?

Use this tool to calculate the most expensive home you could buy based on your income and passing the mortgage “stress test."


Inflation is cooling, why are Canadians still so stressed out financially?

Despite significant progress in the Bank of Canada’s efforts to bring annual inflation down, a new survey shows that Canadians are feeling more stressed-out financially than two years ago. Anne Gaviola has more on the cumulative effect of the high cost of living and rapidly-rising interest rates on household budgets.


Psychologist explained how to maintain passion in long-term relationships

At the beginning of a relationship, there is a passionate stage for every couple when you simply can't get enough of each other. However, with time, this fades, and many couples encounter a loss of interest. What can help maintain passion in relationships, according to psychologist Dmytro Ostapenko. How to keep passion alive in long-term relationsh...


Cash Kings: 3 TSX Stocks That Pay Monthly

These monthly dividend stocks offer steady and predictable income and high yields, making them attractive to investors seeking regular cash flow. The post Cash Kings: 3 TSX Stocks That Pay Monthly appeared first on The Motley Fool Canada.


Canadians may need to rethink retirement savings as more are living longer

Abstract: With more people living to be 100 and older, many retired Canadians worry about outliving their savings. Anne Gaviola has expert advice and more in Business Matters for June 17, 2024.


Exclusive-Buyout firm L Catterton approaches Mattel with acquisition offer, sources say

By Anirban Sen NEW YORK (Reuters) -L Catterton, the private equity firm backed by luxury goods giant LVMH, has approached Mattel, the toy maker behind Barbie and Hot Wheels, with an acquisition offer, people familiar with the matter said on Monday. The move could prompt other potential suitors to consider bids for Mattel, including rival Hasbro, which has become aware of L Catterton's approach


Budget gaming is back!

You guys wanted me to upgrade the used PC, well I found the deal of a lifetime and it made this PC go from good to GREAT!! Check it out! PX4 $16 cooler featured in todays video - https://amzn.to/3VkAqsq Learn more about the NZXT BLD series Custom and Prebuilt PCs here - https://nzxt.co/Jay24 Get your JayzTwoCents Merch Here! - https://www.jayztwocents.com Get your JayzTwoCents Merch Here! - https://www.jayztwocents.com ○○○○○○ Items featured in this video available at Amazon ○○○○○○ ► Amazon US - http://bit.ly/1meybOF ► Amazon UK - http://amzn.to/Zx813L ► Amazon Canada - http://amzn.to/1tl6vc6 ••• Follow me on your favorite Social Media! ••• Facebook: http://www.facebook.com/jayztwocents Twitter: http://www.twitter.com/jayztwocents Instagram: http://instagram.com/jayztwocents# SUBSCRIBE! http://bit.ly/sub2JayzTwoCents


Boeing is losing $1 billion a month with planes awaiting parts - and they are sitting in employee parking lots

Boeing is losing $1 billion a month with planes awaiting parts - and they are sitting in employee parking lots - Supply chain issues have caused delays with some parts Boeing needs to finish planes


New study shows Canadians are fed up with tipping, expert weighs in

A new survey by Lightspeed Commerce finds Canadians are tipping less, but some are still tipping to avoid looking cheap. Jaime Peters clears up how and when to tip.


How to Earn a TFSA Paycheque Every Month and Pay No Taxes on it

Stocks like First National Financial (TSX:FN) pay you monthly. You can also earn monthly dividends through portfolio diversification. The post How to Earn a TFSA Paycheque Every Month and Pay No Taxes on it appeared first on The Motley Fool Canada.


How Republicans will try to hold Biden’s campaign war chest hostage

How Republicans will try to hold Biden’s campaign war chest hostage - Trump-allied officials and attorneys appear to be ready for a legal fight that experts say will go nowhere


Millionaires reveal 8 frugal habits that helped them get rich


7 ways to know you’re financially thriving (despite how it might feel)


Vacation days, health care, pension plans: How to make the most of your compensation

How much money do you make? Many people zero in on their paycheques when considering their compensation. Yet experts say workers should regularly check that they’re taking advantage of vacation time and other benefits, lest they leave money on the table.


Looking to buy your first house? You need to double check these details

Get clued up.


4 Growth Stocks to Buy and Hold Forever

When it comes to long-term winners, look at these four stocks first and foremost. They provide long-term gains and short-term income. The post 4 Growth Stocks to Buy and Hold Forever appeared first on The Motley Fool Canada.


McDonald's to extend $5 value meal, Bloomberg News reports

(Reuters) - Burger chain McDonald's would continue to offer $5 value meal at most of its U.S. restaurants beyond the initial four-week window, Bloomberg News reported on Monday citing a company memo. McDonald's meal offer kicked off on June 25 as promotions ramped up across fast-food chains seeking to attract cash-strapped customers. About 93% of McDonald's locations have committed to selling


Two-thirds of Canadians 'desperately' need interest rates to go down: MNP survey

CALGARY — A new survey says the Bank of Canada's recent interest rate cut did little to change Canadians' negative perceptions about their personal finances.


Billionaire Warren Buffett’s 5 top tips for making your fortune


I read 117 books on money — these 17 will make you rich

This is how I started making $10,000/month when I was reading a book per week: https://youtu.be/uCjcc1TXk5c Connect With Me On Other Platforms: Instagram: @imangadzhi Twitter: @GadzhiIman


Top 10 Countries that Pay You to Live!

The United States can be an expensive place to live. Housing, transportation, healthcare, and day-to-day expenses cause many Americans to look outside the US for better and more affordable places to live. Affordable is nice, but being paid to live in some place can be even better. Yes, believe it or not, some countries will pay you to move to the country and live there. They might pay you with tax breaks, real estate, or cold hard cash. Today, we look at 10 countries that will pay you to live there. Sometimes, it is tax breaks and other incentives; other times, it is cold, hard cash. We will list these countries and how you get paid. Got it? Get it? Good. Let's take a look. Top 10 Countries That Will Pay You to Live There Countries that pay you to live there Get paid to live in another country. Do you need a local Realtor for the area you want to move to? I have teamed up with HomeAndMoney.com to help you find one that suits your needs. Use this link: https://homeandmoney.com/briggs/ 💰Have Questions? Do you want to help find a place that fits?? My Cash App: $World2Briggs 🔶My Other Channels: 📺 On This Day https://www.youtube.com/channel/UCs9MGJ6xVKLKG_YsQkQNLjg?sub_confirmation=1 🏡Suite Life For Briggs https://www.youtube.com/channel/UCRIQ4mHp7f8cV0xiayhMSMw #unitedstates World According to Briggs, Travel, Real estate, Top 10, countries that pay you to move there, countries that pay you to live there, get paid to live in another country, get paid to live somewhere else, countries that will pay you, places that pay you to move there, best countries to move to, living abroad, Get Paid to move, expat retirement


Salary Story: I Went From $175,000 To $245,000 With Just One Job Change

In our series Salary Stories, women with long-term career experience open up about the most intimate details of their jobs: compensation. It’s an honest look at how real people navigate the complicated world of negotiating, raises, promotions and job loss, with the hope it will give young people more insight into how to advocate for themselves — and maybe take a few risks along the way. Been in the workforce for at least five years and...


Top 10 most expensive US states to live in – see if yours makes the list


‘A big green light to cut’: What to expect from the Bank of Canada this week

The Bank of Canada is set for another interest rate decision on Wednesday, with most economists and market watchers betting on another cut. Here's what to expect.


5 Canadian Cities Where You Can Buy Luxury Homes For $100,000 or Less

Canadians are on the move -- perhaps more than ever before. Several factors are at play - including remote work and rising housing costs. Be Aware: 10 Dangerous Cities You Shouldn't Buy a Home in No...


Canadians living in Japan hitting financial roadblock

A Canadian man who is living abroad in Japan reached out to Speakers Corner after running into troubles trying to transfer money from his Canadian bank account. Pat Taney reports.


I'm a human cash machine for my kids - I only have myself to blame

It’s my biggest parenting regret.


What's cheaper, EV or gas? This scholar crunched the numbers

Where you live and how much you drive each day matters when it comes to the cost-effectiveness of an electric vehicle, compared to gas. to A new UBC study crunches the numbers.


Auto insurance premiums rising: What can Canadian drivers do to trim the bill?

Drivers in Canada are facing a surge in auto insurance premiums despite a 17 per cent decrease in the national auto theft rate this year. According to a recent survey by Ratehub.ca, 48 per cent of respondents reported a significant increase in their auto insurance costs. Anne Gaviola explores why premiums are rising now and how drivers can try to limit their impact on household budgets.


2 Stocks to Buy as Investors Increasingly Hunt for Value

Aritzia (TSX:ATZ) and another value stock could be in for an upside surge in the second half of the year. The post 2 Stocks to Buy as Investors Increasingly Hunt for Value appeared first on The Motley Fool Canada.


15 Year Old Spergo Owner Made $1.8M in Sales! | Shark Tank US | Shark Tank Global

Trey Brown & Sherell Peterson are seeking $300k for 10% of their clothing brand, Spergo. From Season 13 Episode 6 Watch The Entire Series on Google Play: https://play.google.com/store/tv/show?id=FV7PwP5B-nU&cdid=tvseason-E1PGOJ1VJ8Q&hl=en_US&gl=US Subscribe to Shark Tank Global for more from your favorite shows: https://bit.ly/SharkTankGlobal FOLLOW SHARK TANK Shark Tank Global Facebook - [https://www.facebook.com/GlobalSharkTank] About Shark Tank: The Sharks – tough, self-made, multi-millionaire and billionaire tycoons – continue their search to invest in the best businesses and products that America has to offer. The Sharks will once again give people from all walks of life the chance to chase the American dream and potentially secure business deals that could make them millionaires. #SharkTank #SharkTankUS #spergo 15-Year-Old Spergo Owner Made $1.8M in Sales! | Shark Tank US | Shark Tank Global https://www.youtube.com/channel/UCREgA-BmOocJ9Is_bZV6aJQ


5 Trash to Treasure Money Plant and Easy House Plants Decoration Ideas For Empty Space//GREEN PLANTS

5 Trash to Treasure Money Plant and Easy House Plants Decoration Ideas For Empty Space//GREEN PLANTS @GreenPlants5 In this video we share some ideas for money plants decorations and how to grow easy house plants into your empty space. These low-maintenance money plants not only purify the air but also add the stylish look to your home decor. Here are some creative ways to help you make the most of your empty space while enjoying the benefits of these charming plants. Grow your pothos plants in a stylish hanging planters or make tabletop indoor garden using repurposing things or waste materials to save floor space and create a visually appealing focal point #greenplants #moneyplant #housepalnts #gardening #palnts All Videos Playlists 1.Hanging Plants https://www.youtube.com/watch?v=wOo93qa5v5Y&list=PLKL1PRNUgwSByGAFgwDkr0uSWBz5KrYbN 2.Water Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSD_Pq5PCLi6ixKXCRJIXdt2 3.Snake Plants Growing Ideas https://www.youtube.com/watch?v=iLD4Ux4z2aY&list=PLKL1PRNUgwSA0hkxPgp3roijFJBuQNNda 4.Plants Decoration https://www.youtube.com/watch?v=haQrPNERfeE&list=PLKL1PRNUgwSDyTVU8p4zrPvQfRmrg89Mn 5.Hanging Garden Ideas https://www.youtube.com/watch?v=y5Y1RsiwQhU&list=PLKL1PRNUgwSA5VdGTjUuI14v1YtmzJrvk 6.Money plant Decoration https://www.youtube.com/watch?v=D8t5WtfgtjQ&list=PLKL1PRNUgwSCJK2GQsqrlZbHC9_rqXJit 7.Tabletop Planter https://www.youtube.com/watch?v=fLYwRRUkIFY&list=PLKL1PRNUgwSB49EXSWbxAqfZky_IwDTYb 8.Potting Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBo6KKnUyzGhoA-s747W0TX 9.Planter Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBXmwKst8ZnBgnlDvYnp52e 10.Water Fountain Ideas https://www.youtube.com/watch?v=Fg4x5gDqlrE&list=PLKL1PRNUgwSAgVc3O4xB5D5qjwqr6kEqr 11.Home Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSDFQqve1R-uJRKShVAK_oeP 12.Flower Garden https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSCb9XR-eefqc7zfFYbplgBg 13.Lucky Bamboo Ideas https://www.youtube.com/watch?v=XI78PNIjgEo&list=PLKL1PRNUgwSA_GhX47VLD239o7z3eGrkK 14.Coconut Bonsai https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAz7nkBUHoWKbuqO0rigrvg 15.Update Video https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSDyhvcDiHKjY5dBPgEeDBED 16.Airlayring and Grafting https://www.youtube.com/watch?v=DeYAa3ZXOro&list=PLKL1PRNUgwSDXyCC2w2gizxELhr6IBKD5 17.Bougainvillea Bonsai https://www.youtube.com/watch?v=fYhcpPwKEsQ&list=PLKL1PRNUgwSA0qeIjzd07P0TBNsXVh0EA 18.Money plant growing tips https://www.youtube.com/watch?v=PTxGdvA3flE&list=PLKL1PRNUgwSBXVgI3N3ejdDIj6AwYKyNK 19.Bonsai https://www.youtube.com/watch?v=Z2NS5HoVPNU&list=PLKL1PRNUgwSDGrJxEkZs-yBV-CPrRN0R5 20.Bonsai at Home https://www.youtube.com/watch?v=-L1OqorOpVY&list=PLKL1PRNUgwSCZL8mQqES1PJ3ZUUOMFc0i 21.Easy Bonsai Growing Tips https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAPZgSzabn_O-RCa6CaSLP6 22.You Can Start Bonsai https://www.youtube.com/watch?v=X-HZRupYrvQ&list=PLKL1PRNUgwSBzrDVladlFbFFYQRnvsPu_


I saved £30,000 in 2 years - all while working a minimum wage job

I set myself a goal of becoming a millionaire in 10 years.


Sun Life Stock Is Paying $3.24 Per Share in Dividends: Time to Buy the Stock?

Sun Life (TSX:SLF) stock recently bumped its dividend upwards by 4%, creating even more value for investors today. The post Sun Life Stock Is Paying $3.24 Per Share in Dividends: Time to Buy the Stock? appeared first on The Motley Fool Canada.


Ukraine reaches preliminary deal with bondholders on debt restructuring

Kyiv has reached an agreement in principle with some of its creditors to restructure the country's external debt, amounting to around $23 billion, the authorities said on July 22. Ukraine struck a deal with its creditors at the onset of the Russian full-scale invasion to postpone the payments due to the war's pressure on the country's economy. The ...


Passive Income: How to Make $106 Per Month Tax Free

Holding quality, high-yield dividend stocks such as Freehold Royalties in a TFSA can help you earn tax-free income for life. The post Passive Income: How to Make $106 Per Month Tax Free appeared first on The Motley Fool Canada.


2 Canadian ETFs to Buy and Hold Forever in Your TFSA

ETFs like iShares Canadian Quality Dividend ETF (TSX:DIV) have delivered admirable total returns. The post 2 Canadian ETFs to Buy and Hold Forever in Your TFSA appeared first on The Motley Fool Canada.


Lottery winner explains the basic maths which saw him win 14 jackpots

It’s common knowledge these days that the odds of someone winning the lottery are pretty miniscule. An often-cited statistic is that you’re more likely to be struck by lightning and die than choose the lucky ticket. When there are millions of possible combinations for a lottery ticket then, well, you’d need to buy a lot of lottery tickets if you wa...


A Mindset That Will Change How You See Yourself

Save more & spend less with Rocket Money. Managing your finances starts here https://rocketmoney.com/pursuitofwonder. Get my new book here: https://pursuitofwonder.ck.page/closerweget This video is a short fiction story about a man who, while on a short camping trip in the woods, finds himself in an unusual situation after encountering an ecovillage community. Free Pursuit of Wonder Newsletter: https://pursuitofwonder.ck.page/newsletter Instagram: https://www.instagram.com/pursuitofwonder Facebook: https://www.facebook.com/PursuitOfWonder If you are interested in further supporting the channel, you can contribute to the Patreon here: https://www.patreon.com/pursuitofwonder Special thank you to our very generous Patreon supporters: Long Hoang Joseph Geipel Congruentcrib Diana Yun Axel Alcazar David Piadozo JacquelineLS Zake Jajac Footloose Labs Alan Stein Justin Redenbaugh Christian Villanueva George Leontowicz


Outside the RNC, small Milwaukee businesses and their regulars tried to salvage a sluggish week

The Republican National Convention didn't deliver an overwhelming victory to some small businesses in downtown Milwaukee. There had been promises of an economic boost, but businesses along the secure zone sat largely empty all week. (AP Video: Patrick Orsagos)